Mexico Travel Quote

Travel Insurance Quote Forms

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Important Notice
Any submissions or payments made via this website do not constitute a binding agreement to your policy or coverages. Changes and payments to policies are not effective or binding until you, or any party involved, receive official notice from either your insurance agent, or your insurance company. If you have any questions, please feel free to contact us.

Per the terms of our online privacy policy we will not resell your information to any third-party.

Travel Insurance Information

Travel insurance offers a comprehensive suite of coverage for U.S. citizens taking international trips, students going abroad to study, missionaries, expatriates and others. Travel insurance can cover many insurance needs of travelers, including:

  • Health coverage: When travelers are injured or become ill while abroad, their domestic insurance policies will not cover that expense. International travel insurance is necessary to help them control costs and secure the treatment they need. This coverage may not cover (or may offer limited coverage) for pre-existing conditions.
  • Trip cancellation: When a trip is cancelled for certain reasons, such as the bankruptcy of a travel service provider or inclement weather, travel insurance can ensure that travelers are reimbursed for certain losses that the cancellation causes.
  • Lost or stolen luggage: Travel insurance can provide limited coverage for luggage that is lost or is stolen.

Travel insurance policies are intricate contracts that can be designed to meet very specific risks encountered by travelers. Additional coverage and riders that can be added to policies include:

  • Expatriation of remains: When a traveler passes away while abroad, their family will want their remains sent back to the States. This can be an expensive process, which is why some travel insurance policies provide the expense as a benefit.
  • Adventure sports: Travelers who are injured while participating in certain activities, such as surfing or deep sea diving, may find that their regular travel insurance health policy doesn’t cover the expense unless the sports rider has been added.
  • Remote transportation: Some vacations abroad involve traipsing through remote, unpopulated locations. When an injury occurs in a remote area, remote transportation coverage can pay the cost of having a helicopter deliver you to a hospital. 

F.A.Q.

What is travel insurance?

A travel insurance policy offers protection against unforeseen circumstances that may arise before or during a journey, including but not limited to trip cancellations, medical emergencies, and misplaced cargo.

What is the purpose of travel insurance?

Travel insurance can offer monetary safeguards and reassurance if unanticipated events impede your journey or incur unexpected expenses.

What does travel insurance cover?

Common categories of coverage include medical expenses, emergency medical evacuation, trip cancellation/interruption, baggage loss/delay, and travel delays. However, coverage can vary by policy.

What is the cost of travel insurance?

Travel insurance premiums depend on various elements, including age, trip duration, destination, coverage limits, and policy type. It may represent a small fraction to a substantial portion of the overall expense of your journey.

When should I purchase travel insurance?

Travel insurance should be purchased immediately after the trip is booked to assure coverage for any unforeseen circumstances that may arise before departure.

Are there any limitations or exclusions associated with travel insurance coverage?

Indeed, the majority of travel insurance policies do contain limitations and exclusions. Pre-existing medical conditions, high-risk activities, and acts of war or terrorism are frequent exclusions. Reviewing the policy's specifics is critical to determine what is and is not covered.

Can a refund be issued in the event of travel cancellation?

Specific travel insurance policies provide trip cancellation coverage, which may reimburse non-refundable trip expenses if you are compelled to terminate your trip due to a covered reason, including but not limited to illness, injury, or a natural disaster.

How do I submit a travel insurance claim?

Generally, to file a claim, you must contact your insurance provider immediately and provide supporting documentation, including medical records, receipts, and evidence of travel expenses.

Is travel insurance a requirement for international travel?

While travel insurance is not customarily mandatory for international journeys, it is strongly advised, particularly when visiting nations with expensive medical expenses or unpredictable political conditions.

Can travel insurance be purchased for domestic travel?

Travel insurance is available for domestic journeys within the United States. Comparable to international travel insurance, it may offer protection against misplaced cargo, medical emergencies, and trip cancellation.

How do I determine which travel insurance policy to purchase?

When selecting a travel insurance policy, destination, trip duration, coverage requirements, and budget should all be considered. Identify the insurance policy that best meets your requirements by comparing those of various providers.

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